In today’s technology, not only we depend on it but it is like our life depends on it. Literally! Do you ever know someone who can leave without their phone? Or do you know someone who can check their phone every 2 hours? I bet none of us! Now phone applications give a huge impact to all smartphone owners. No matter what app you look, they will always give you something that you can download. For today’s topic, we are going to show you some best apps that will help you live frugally. Amazing, right? Even frugality has application now that you can use in your daily lives. Let us start now!
- Digit – From the word itself, they digitally monitor all your spending and savings at the same time. What I love about this app is that they will notify you through a text message. Digit will automatically save for you in a way that they will not allow you to spend much more than you can afford. For more details, please visit their site.
- Acorns – Acorns encourages you to invest your change and monitors your bank account automatically. There are so many things that can be done with your change. Some of you will use the change as a tip but now is the right time to invest on that change instead of giving it as a tip.
- Qapital – Qapital will not only help you save money but they will help you set a goal for you. They will help you reach that goal. For example, you want to buy a car, then they will help you how to reach that goal. That is the first that they will ask you once you register to them. Qapital wants you to become the master of your finances.
- YNAB (You Need A Budget) – Finding the best and the right stuff for you is what the YNAB is going to do for you. You better start being the master of your money! If you are new to this app, your first 34 days are free! So what are you waiting for? Sign up now!
- Stash – Stash is similar to Acorns in a way that it lets you set up deposits and invest money in stocks. The Stash will let you choose from their packages and it is all up to you on what you will choose. But a piece of advice, choose wisely!
- Betterment – Betterment is the best app for our dear readers who love to invest a big whole amount of money. The Betterment app charges you 0.25 percent annually and it can grow up to 0.40 percent if you are subscribing to their personal financial adviser services that they offer.
- Credit Karma – Credit Karma is not a saving app but if you care so much about your finances at home then this is a must have app in your phone. The Credit Karma will inform you about the remaining balance left in your account and in that way, you will know how much you have left and how are you going to spend it.
- Coupon Sherpa – Coupons will really help you save tons of money. It is not a financing application but it will give you a lot of options in coupons and where to use them. The Coupon Sherpa does not require any of you information and it will let you search for a specific coupon that you want.
IOS: https://itunes.apple.com/us/app/coupon-sherpa-free-coupons/id309938343
Android: https://play.google.com/store/apps/details?id=com.kinoli.couponsherpa - The Coupons App – You will find a bunch of coupons in here. The name itself will provide you the latest sales in all stores near you! You can even check the gas price here. How great is that? The Coupons App will also let you share to your friends and family all the coupons that you find online that might help them.
IOS: https://itunes.apple.com/us/app/the-coupons-app/id461062822
Android: https://play.google.com/store/apps/details?id=thecouponsapp.coupon - Restaurant.com – We all know that if we cook our own food, it will help us save a lot of money and that is definitely true! But sometimes, we need a break from cooking. Some of us need some time to eat and enjoy the food besides the one that we cook. Restaurant.com will give you great deals on gift certificates in your local restaurants.
IOS: https://itunes.apple.com/us/app/restaurant.com/id488860392
Android: https://play.google.com/store/apps/details?id=com.restaurant.mobile - GasBuddy – For some of us, we love to drive our own car. How does this app help us? Let me tell you how! GasBuddy will notify us all the gas prices in all local gas stores and in that way, you can definitely save a lot of money as you already have a heads up on where to go and gas up your car.
IOS: https://itunes.apple.com/us/app/gasbuddy-find-cheap-gas-prices/id406719683
Android: https://play.google.com/store/apps/details?id=gbis.gbandroid - Check – This app will basically help you manage your finances with your multiple accounts. Their a feature here that you might actually love, the bill reminder will help you avoid all the late fees and you can make the payments on the right time even though we are busy with our work. We will never miss a bill again with this app.
IOS: https://itunes.apple.com/us/app/check-mobile-bill-pay-banking/id285056092 - Raise – This is an app that will allow you to exchange your gift cards with real cash. How great is that? Well, some of us receive a lot of gift cards to the stores that we never visit. Now is the time to make a profit out of gift cards.
- Goodbudget – Are you aiming to buy something but you can’t buy it because you can’t save? Do you want to go on a vacation but you don’t know how to save money? This app will help you synchronize your entire budget. The Goodbudget app will segregate the spending and saving for you.
- Santa’s Bag – Do you love to give gifts on every occasion that you have in your family and friends? The Santa’s Bag will help you track on your gift spending to a specific person that you have on your lists and after that it will track on how you already spent on that gift.
- Big Words – This app is to all the students out there. All you have to do is scan the bar code that can be found on the textbook that you want to buy. Big Words will show you where to buy them for a very low price and save up to 50% off the original price of the book.
- Kindle – If you love reading books and you don’t want to spend a single cent on buying it or renting it, then this is the right app for you. You can download hundreds of free books online. Books that is too expensive when you purchase it in the bookstore.
Download here: https://itunes.apple.com/us/app/kindle-read-books-ebooks-magazines/id302584613
- Fitness Buddy – Stop spending money on fancy gold gym membership and start working out at ease in your home with the Fitness Buddy. It is free to download so you don’t have to go to the gym every week or every single day just to stay fit.
Download here: https://itunes.apple.com/us/app/fitness-buddy-free-400+-exercise/id514780106 - Repairpal – This app will save you lots of money when it comes to repairing your car. Most of the mechanics charge you more than you can afford and it is not good. With this app, you can see all the shops with their real prices.
Download here: https://itunes.apple.com/app/repairpal-auto-repair-expert/id300996215
Those listed above are the applications that might help you in a very big way especially on how you spend your money and some of them will show you how to save money too. Investing to something is the only way that we can save money. We will not feel it for now but later on, we will. Please note that all apps stated above are available in IOS and Android. Did we miss something? Please let us know with your comment below!
